1. Agreement to Terms
By accessing or using Stockertim ("the Service"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you do not have permission to access the Service.
2. Description of Service
Stockertim is an educational platform that provides video-led coaching analysis, stock picks, market insights, and guidance for retail investors. Our content is designed to help you build long-term, sustainable investment portfolios.
Important: Stockertim is NOT a financial advisor, investment firm, or regulated financial services provider. We provide educational content only.
3. User Accounts
When you create an account, you must provide accurate and complete information. You are responsible for:
- Maintaining the security of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized access
4. Subscription Plans
4.1 Free Membership
Free members have access to select content marked as "free" on our platform.
4.2 Premium Membership
Premium members have access to all content, including exclusive stock picks, daily briefs, special events, and alerts. Premium subscriptions are billed monthly.
4.3 Payment
Premium subscriptions are processed through PayPal. By subscribing, you authorize us to charge your PayPal account on a recurring basis until you cancel.
4.4 Cancellation
You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period. No refunds are provided for partial months.
5. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose
- Share your account credentials with others
- Redistribute, resell, or republish our content
- Attempt to gain unauthorized access to our systems
- Use automated systems to access the Service
- Impersonate any person or entity
6. Intellectual Property
All content on Stockertim, including videos, text, graphics, logos, and software, is the property of Stockertim and is protected by copyright and intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.
7. Investment Disclaimer
IMPORTANT: Stockertim Premium provides educational investing guidance, not financial advice or regulated financial advice. Always do your own research. Investing carries risk and your capital is not guaranteed.
Nothing on this platform constitutes a recommendation to buy, sell, or hold any security, or to pursue any specific investment strategy. This content may contain forward-looking statements, which are based on current expectations, assumptions, and publicly available information. These statements involve risks and uncertainties, and actual results may differ materially from those expressed or implied.
You are solely responsible for your own investment decisions. Always conduct your own research and consult with a licensed financial advisor before making any investment or financial decisions.
8. Limitation of Liability
To the maximum extent permitted by law, Stockertim shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, resulting from:
- Your use or inability to use the Service
- Any investment decisions made based on our content
- Unauthorized access to your account
- Any third-party conduct on the Service
9. Indemnification
You agree to indemnify and hold harmless Stockertim and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.
10. Termination
We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including breach of these Terms.
11. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page. Your continued use of the Service after changes constitutes acceptance of the new Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
13. Contact Information
For questions about these Terms, please contact us at: